Capital for Cooperatives

The Fund for Jobs Worth Owning seeks to transform banking for mission-driven customers by providing a supportive and positive experience, building systems that strengthen investments and reduce risk, and committing to adding value across the entire process.

We provide financing solutions for employee-owned businesses:

• Flexible term loans for transitions to employee ownership
• Business expansion loans for worker-centered companies
• Start-up loans for home care and child care cooperatives
• Lines of credit and customized working capital solutions

Learn about how we have helped borrowers finance their transition to worker ownershipFind out how we have supported borrowers in home care and child care to create the future of caregiving


While we specialize in financing worker-owned child care and home care companies, our investments span multiple industries and are not limited by geographic region. We also finance development projects that provide supportive infrastructures for new and existing co-ops, including secondary cooperatives and shared service networks.

Contact us for an initial conversation today. We promise to meet you where you are, with no pressure, to help you think about how to best reach your goals.

The Fund for Jobs Worth Owning is the leading expert in providing financing strategies for worker-centered business.

We'd love to hear from you. Contact us to see how we can help reach your goals.

Contact Us

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The Fund for Jobs Worth Owning | (617) 383-8192
136 West Street #1, Northampton, MA 01060
© 2022 FJWO. All rights reserved.