Invest in
Transformative
Change

FJWO’s Social Impact Notes allow accredited investors to put capital to work in ways that strengthen communities, improve job quality, and expand worker ownership. Your investment fuels long‑term, structural change in sectors where workers have historically had the least power.

Why Invest with FJWO

  • Advance worker ownership in home care, child care, and other low‑wage sectors where better jobs matter most.
  • Catalyze transitions to employee ownership, helping workers build wealth and stability.
  • Support mission‑aligned lending backed by disciplined underwriting and hands‑on technical assistance.
  • Amplify impact through a model designed to strengthen businesses, communities, and the broader care economy.
  • Join a growing community of impact‑driven investors committed to building an economy where work is dignified and democratic.

Offering Summary

FJWO is offering Social Impact Notes to accredited investors under Rule 506(c) of Regulation D.

Key Terms

  • Interest Rates: 0% to 5% (fixed for the term of the Note)
  • Maturities: 5 to 10 years
  • Minimum Investment: $5,000
  • Structure: Unsecured promissory notes; general obligations of FJWO
  • Eligibility: Investors must be accredited investors. FJWO is required to verify accredited status before accepting any investment.
  • Use of Proceeds: Lending to businesses and nonprofits advancing worker ownership and job quality, and other mission‑aligned purposes described in the Offering Memorandum.
You may review the full Offering Memorandum upon request.

How to Invest

If you are an accredited investor interested in learning more, we invite you to connect with us.

To begin the process:

  • Use the contact form below to request the Offering Memorandum or additional information.
  • Our team will follow up to answer your questions and outline the steps for verifying accredited investor status.
  • Once verified, you may complete the Application to Purchase Note and proceed with investment.

We welcome conversations with individuals, foundations, donor‑advised funds, and institutions committed to building an economy where workers thrive.

Pitch Deck

Download a Pitch Deck here:

Pitch Deck

Please submit an inquiry to learn more about investing in the Fund for Jobs Worth Owning.

Investment Inquiry

Please indicate if you meet the accredited investor definition. Generally a person must have an annual income exceeding $200,000 ($300,000 for joint income) for the last two years. Or if a person has a net worth exceeding $1 million, either individually or jointly with their spouse.

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The Fund for Jobs Worth Owning | (617) 383-8192
35 Main St., Florence, MA 01062
© 2025 FJWO. All rights reserved.

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In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employment Opportunity 1500 Pennsylvania Avenue, N.W., Washington, DC 20220; call (202) 622-1160; or send an e-mail to: crcomplaints@treasury.gov